Net Worth Calculator
Add up your assets and liabilities to see your total net worth, and understand your financial position at a glance with a clear breakdown.
Updated October 2026
This is an estimate for general information only and is not financial, tax or investment advice. Figures may differ from a lender or advisor.
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This net worth calculator adds up everything you own and subtracts everything you owe to show your total net worth. List your assets — cash, investments, property — and your liabilities such as mortgages and loans, and the calculator keeps a running total as you type.
Net worth is the single clearest measure of your financial position at a point in time. Tracking it every few months shows whether you are building wealth: rising net worth means your assets are growing faster than your debts, and it can be negative when you owe more than you own.
How to use it
- 1List each asset with a label and its current value.
- 2List each liability with a label and its outstanding balance.
- 3Use the add and remove buttons to match your own accounts.
- 4Read your net worth along with total assets and total liabilities.
Frequently asked questions
What counts as an asset?+
Anything you own that has value: cash and savings, checking accounts, investments and retirement accounts, your home and other property, vehicles, and any money owed to you.
What counts as a liability?+
Everything you owe: your mortgage, student and personal loans, car loans, and outstanding credit card balances. The total of these is subtracted from your assets.
Can my net worth be negative?+
Yes. If your liabilities are larger than your assets — common early in a career or soon after taking on a mortgage — your net worth is negative. The goal over time is to move it into positive territory and keep it growing.
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